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Old 10-17-2006, 03:25 PM   #1 (permalink)
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Dental Insurance

Can anyone reccommend a good dental insurance company?

For my ex it will cost cost $1500 a year to insure the kids but that includes regular ins as well.

My Tricare through the military would cost $1300 a year for just dental.

Any help would be greatly appreciated.

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Old 10-17-2006, 08:20 PM   #2 (permalink)
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Dental

Try www.deltadental.com. Look in the subscribers/individual coverage locater section. Should be a section where you indicate a state to provide you with a link to some agency that will sell you a policy. Not sure of the costs but I have them through work. As long as no one needs braces or crowns then costs should not be that bad.
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Last edited by TouchofGrey; 10-17-2006 at 08:21 PM. Reason: more info
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Old 10-17-2006, 08:22 PM   #3 (permalink)
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MAybe look into a health savings account? Tax free, and you get to keep the money after all is said and done.

After that, your health insurance should cover anything large that includes surgury.
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Old 10-17-2006, 11:45 PM   #4 (permalink)
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I concure on Delta. They have a ton of dentists in their providers.

Shop around, that is the best way to find what compainy best suits your needs. I am pretty basic, and do use Delta. Never had an issue
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Old 10-18-2006, 12:53 AM   #5 (permalink)
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Our company uses Delta-Dental.....I dont' use the medial benefits a whole ton, but they've been very good the few times we have used them.

They're worth checking out, I'm not sure about eligability, but I'm sure there's some sort of listing on their site.
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Old 10-18-2006, 02:03 AM   #6 (permalink)
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Im pretty sure tricare forces you to use delta-dental anyways...thats what we use.

-Jake
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Old 10-18-2006, 10:14 AM   #7 (permalink)
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Guardian and Health Net if they are available up in Alaska also offer decent dental plans.
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Old 10-18-2006, 02:19 PM   #8 (permalink)
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[soapbox]
So sad that us hard working, pay-our-bills type of folks have a hard time buying health insurance....because every doctor, pharmacy, dentist, and hospital bill is padded to cover those who can't (or won't) pay their medical bills)

I once had to go for a fairly major dental procedure at a time when I didnt have dental coverage. The dentist was a amazed by this and asked how I intended to pay. I told him 'cash'. His eyes practically bugged out and he told the receptionist to bill me at some particular rate. Which I later found out was the ACTUAL cost+his+profit that gets reported to the insurance company........I had the procedure done, and we didnt even have to skip a single dinner out that month! ...and he was thrilled because he got paid the day he did the work....not 6 months later!

sorry..
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