|Money and Finance Because you have to save money to spend it on new paintball stuff!|
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|02-13-2013, 12:29 AM||#11 (permalink)|
World of Tanks Profile
|02-13-2013, 12:43 AM||#12 (permalink)|
I am not a macodomy!!
Join Date: Mar 2006
Location: Erie, Pennsylvania U.S.A.
Morning coffee..brew your own from home. It only takes a few extra minutes and could save you $6-$25 a work week. And even if you have the Kurig you can get the filter cup for ground coffee for $15 and a large can of brand name coffee for $7 that will last at least a few months.
Buy you meat from a butcher or meat seller not the grocery store. We luckily have two food centers that sell large packages of meat (lol I said package and meat) in bulk at great savings. I can get chicken breasts in a 10lb bag for $1.69 a lb instead of neatly packaged @ $3.99-$4.99 a pound, that's a number of dinners over the month instead of two for the same price. Cut the chicken up to what you will use or like and freeze it until needed. Same goes for bulk ground beef in the large bag or family packs of steak,chops or sausage. You can save hundreds of dollars for a few minutes of work portioning it up for dinners or lunches which leads to the other money saving cooking at home which has been stated allready.
Depending where you live a small to medium garden with some good producing plants can save you a decent amount on fresh produce. I plant a few tomato plants and peppers and have salsa and fresh maters and peppers for my salads and chili's. Even a patio tomato plant can give you quite a few tomatos over summer and wont take up much space.
Yes much of my savings comes from food since I'm a mizer when it come wasting money on something I'm gonna poop out later so I always look for the cheapest meals.
Don't buy the bagged pre made salad mix, since it's mostly crammed with carrots and purple cabbage anyhow and always seems to rot like the day after you use it. You can get a head of lettuce which when wrapped up and stored in the crisper it can last a week after being cut into. See where I'm going here, the quick fix foods are the ones that get you, yes they are quicker and easier but can cost you hundreds of dollars a month in food bills. There are tons of grocery saving tips, coupons, buying only stuff on sale, generics, not shopping while hungry, plan your dinners for the month so you buy only what you need, etc. just a few of these can save you at least a few bucks every time you shop.
Don't like cooking every night, make a big meal or meals on the weekend or Sunday and you have leftovers or premade dinners for the week with only having to microwave or heat in the oven when coming home from work or whatever.
Just some of my shopping money saving ways I have used over the last few years.
|02-13-2013, 01:25 AM||#13 (permalink)|
Just Some Guy
Join Date: Apr 2006
Location: Livonia, MI
Avoid credit card late fees by setting up your online banking to pay the credit card company $30 a couple of days after your credit card statement is generated (but way before you receive it). That way if you forget to pay on time at least your minimum payment has been made and you avoid the late fee.
Before you embark on a journey of revenge, dig two graves. Because there is always a witness.
|02-13-2013, 04:15 AM||#14 (permalink)|
ton up boy
Join Date: Mar 2007
Donīt know how much a lunch costs around your parts, itīs bloody expensive here.
We always cook some extra the day before and eat that for lunch.
It saves about 2k a year per person, and itīs better than some lunchbar crap.
(of course depends on your ability to cook good food)
Planning your groceries gets you a real long way, always have a list so you donīt impulse buy anything at store.
We go twice a week and have planned out what we are going to prepare, and strictly buy what is needed to those meals.
Quitting smoking also saves about 2k a year.
Keep a short hair. Iīve been rocking a "skinhead look" for the past 15 years.
Saves a ton when you can just cut it yourself every now an then.
Of course need to have a suitable head to look good.
You're on an internet forum.
Every first post is a cry for attention.
Last edited by baader; 02-13-2013 at 04:19 AM.
|02-13-2013, 08:11 AM||#15 (permalink)|
Not sure how many do this but it doesn't hurt to ask. Next time you need Ground Beef and some other beef in on sale cheaper, take the package of meat to the meat departments counter and ask them to grind it up for you. I know the local Price Choppers do it, not sure who else.
Something I want to get back to because I think it saved me money is pay cash for my cars. For the longest time I bought cheap cars on cash and drove them until they died. Usually I was buying a car using cash every 2-3 years and Most always paid less in repairs and initial purchase than I do now in payments and repairs.
Feedback http://www.mcarterbrown.com/forums/f...-feedback.html Gargoyle FAQ http://isppa.semkhor.com/newswire.asp?ctid=1116
|02-13-2013, 11:08 AM||#16 (permalink)|
The added benefit of paying cash for a car, or at least buying it outright, is you don't need to carry full insurance (fire, theft, glass, etc.) you only need liability. If you are stuck in a car loan and need to carry this insurance, consider taking out a personal loan to pay off the car loan, then lose the unwanted insurance.
I have a cell phone provided by work. my wife has a prepay Net 10 phone she uses rarely. We are going to try and replace our home phone with Magicjack. Sandy had us doubting ourselves on the issue, but I think we are going to give it a try.
As mentioned, think before you buy about the differences between "wants" and "needs." I do always say you should treat yourself once in a while though, maybe keep an affordable hobby.
|02-13-2013, 02:26 PM||#17 (permalink)|
Happy and homeless
How to save money, or make money from stuff you already have. I could write a book on this.
First and foremost, don't get yourself into debt. Buying a house is the only exception, and at best you'll only break even with it.
Secondly, walk, use public transportation and ride bicycles for any distance under 10 miles. Your an idiot if your driving to work and should consider moving ASAP. No excuses, none, zero. Cars are extremely expensive. And when you do own a CAR, buy one that is the most affordable to own to your normal driving style. If you don't NEED to own a truck/SUV/van, as in not making money off it or having 7 kids, don't own one.
Also, never ever buy a new car.
Buy quality goods once, and preferably used at that. Use things for LIFE.
Clothes are another HUGE waste of money to buy new. These days people practically give clothes away for free. How many paintball event Tshirts do we all own here? Thrift stores are full of new/barely used clothes that have years left in them. You already likely own enough clothes in your home to last a lifetime.
Stay healthy and fit. Being overweight and living an unhealthy lifestyle costs huge amounts of money in healthcare bills.
Last edited by sparky; 03-05-2013 at 02:08 AM.
|02-13-2013, 02:43 PM||#18 (permalink)|
Note the difference in ROI there. Fluorescent for the win.
Last edited by Wraith; 02-13-2013 at 02:51 PM.
|02-13-2013, 03:25 PM||#19 (permalink)|
Join Date: Nov 2008
Location: East Mids, UK
|02-13-2013, 03:59 PM||#20 (permalink)|