mcarterbrown.com  

Money and Finance Because you have to save money to spend it on new paintball stuff!

Reply
 
Thread Tools
Old 04-09-2013, 02:31 PM   #1 (permalink)
Village Idiot
 
Greenmtnphantom's Avatar
 
Join Date: Jul 2006
Location: Graniteville VT
Send a message via AIM to Greenmtnphantom Send a message via MSN to Greenmtnphantom

Fan of EMR
Cars

At what point do you replace your car?

Are you an every few years person?
Drive it into the ground?

At what point in the car dead?

I used to replace them only when about the only place that would take them was the junkyard or it wouldn't pass inspection, and when allowed to have my way I'm usually not far from that now factoring safety in only because my kids are in it some times. My wife is of the mindset to "trade in while you can"

Just wondering where others sit on this topic.
__________________
Feedback http://www.mcarterbrown.com/forums/f...-feedback.html Gargoyle FAQ http://isppa.semkhor.com/newswire.asp?ctid=1116
Quote:
Originally Posted by Robertsr View Post
I don't so much make money, as provide a conduit for it's movement.
Stock class = 12grams and a stick feed. End discussion.
Greenmtnphantom is offline   Reply With Quote
Old 04-09-2013, 02:33 PM   #2 (permalink)
Waiting on GoD.
 
D3adpool's Avatar
 
Join Date: Aug 2010
Location: NYC

CCM Fan
AKA Fan
It depends on how deep your pockets are or how great your FICO score is.
__________________
My Feedback:
D3adpool is offline   Reply With Quote
Old 04-09-2013, 02:59 PM   #3 (permalink)
Red=Moderator
 
Schmitti's Avatar
 
Join Date: Apr 2006
Location: Albany. NY

The wagon went when the cost to maintain it was more expensive than the cost of car payments on a replacement vehicle. That and I knew I could still get something for it on trade in.

Man, the death spiral of that car sucked it was so damn costly!!!!!

E
Schmitti is offline   Reply With Quote
Old 04-11-2013, 08:03 AM   #4 (permalink)
Post Whore
 
240SX's Avatar
 
Join Date: Nov 2008
Location: Newfoundland, Canada

CCM Fan
I'm sitting on this fence right now with my SUV. We have an '05 Mitsubishi Outlander that now needs more money in repairs (Gas tank, windshield, power window regulator, flex/intermediate pipe, little bit of rust) than what it is worth.
__________________
Quote:
"Move swift as the Wind and closely-formed as the Wood. Attack like the Fire and be still as the Mountain."
Sun Tzu
Feedback:
eBay
username: bacreman, 100+, 100% positive
Tdotballers.com
http://www.tdotballers.com/forums/in...&#entry1062159
Mcarterbrown.com Feedback
http://www.mcarterbrown.com/forums/f...-feedback.html
240SX is offline   Reply With Quote
Old 04-11-2013, 08:25 AM   #5 (permalink)
MCB Member
 
RusskiX's Avatar
 
Join Date: May 2006

It also depends on how much / what you use the vehicle for and how well you treat it.

We currently have two vehicles. My SUV gets used very little (short work commute) and I don't ask much from it. So even though it is 12 years old and needs a LOT of little things, the motor is currently sound and it should pass inspection and is owned free and clear.

My wife on the other hand treats her vehicle a little rougher and it tends to burn through clutches and brakes more frequently. It's a little cheaper to keep her in a newer (leased) vehicle that stays under warranty and swap out when the lease is up. I hate the thought of having a car payment constantly, but the lease is a cheaper payment than buying, keeps her out of the repair shop and she can get a new vehicle every 3-4 years.

Good luck.
__________________
RusskiX Feedback
RusskiX is offline   Reply With Quote
Old 04-11-2013, 08:41 AM   #6 (permalink)
Big guy in a wig
 
The Flounder's Avatar
 
Join Date: Jan 2012
Location: Tucson, AZ

Fan of EMR
CCM Fan
Brass N Wood Fan
Palmers Fan
I agree with CJ keep it until it is not worth fixing it.

I will never buy new again. Do some research on average repair costs of what you are looking for then shop around to find the best deal for a longterm ride.
__________________
Quote:
Originally Posted by Have Blue View Post
Year-dead post, I invoke my powers of thread-necromancy and command you to rise... RISE!
Feedback
The Flounder is offline   Reply With Quote
Old 04-11-2013, 09:07 AM   #7 (permalink)
Village Idiot
 
Greenmtnphantom's Avatar
 
Join Date: Jul 2006
Location: Graniteville VT
Send a message via AIM to Greenmtnphantom Send a message via MSN to Greenmtnphantom

Fan of EMR
As I said before, I Always bought older high mileage cars for what ever I could afford in cash, drove them til they weren't worth fixed and junked them, My wife is of the mindset that you buy used cars on payments and drive them until they go to the shop more than once and trade it in for something else.

I did end up in a car that I had payments on because of an unexpected blown motor in my last car. Wife started giving me a hard time because of some rust and a couple $200-$300 trips to the shop. It's only 7 years old and will be paid off in 2 and I think it's got 4-5 years of life left in it depending on how quick that rust spreads.

I've found a car I'm going to look at that will basically extend the exact same payments I am making now out another 3 years but put me in a 1 year old car.

Really with two outlooks so different just in my household I was curious what other peoples takes on it are.
__________________
Feedback http://www.mcarterbrown.com/forums/f...-feedback.html Gargoyle FAQ http://isppa.semkhor.com/newswire.asp?ctid=1116
Quote:
Originally Posted by Robertsr View Post
I don't so much make money, as provide a conduit for it's movement.
Stock class = 12grams and a stick feed. End discussion.
Greenmtnphantom is offline   Reply With Quote
Old 04-11-2013, 09:16 AM   #8 (permalink)
migrant bomb picking....
 
Mr. Hick's Avatar
 
Join Date: Sep 2011

It is all about the piece of mind factor.

If you are in a position where it is IMPRACTICAL for you to be without a vehicle for costly repairs it's probably worth the payments for your piece of mind.

I try to buy rigs that are gently used and at the end of their generation. For instance, I own a 2011 Nissan frontier... because it is almost identical to the 05 model. I also owned a 2k4 Nissan frontier... because that generation was 6 years old. I like to buy rigs that have the majority of the little things corrected and if they have known items (like shotty motors and bum transmissions) I can avoid them all together.

I travel A LOT for work. I CANNOT be in a position where my vehicle is down. It is simply impractical for me to buy older, higher mileage used rigs.
Mr. Hick is offline   Reply With Quote
Old 04-11-2013, 09:20 AM   #9 (permalink)
Post Whore
 
240SX's Avatar
 
Join Date: Nov 2008
Location: Newfoundland, Canada

CCM Fan
Thanks guys. The big kicker with mine is the cost to replace/repair the gas tank. I'm looking at around $1500-2000.
__________________
Quote:
"Move swift as the Wind and closely-formed as the Wood. Attack like the Fire and be still as the Mountain."
Sun Tzu
Feedback:
eBay
username: bacreman, 100+, 100% positive
Tdotballers.com
http://www.tdotballers.com/forums/in...&#entry1062159
Mcarterbrown.com Feedback
http://www.mcarterbrown.com/forums/f...-feedback.html
240SX is offline   Reply With Quote
Old 04-11-2013, 09:27 AM   #10 (permalink)
migrant bomb picking....
 
Mr. Hick's Avatar
 
Join Date: Sep 2011

Quote:
Originally Posted by 240SX View Post
Thanks guys. The big kicker with mine is the cost to replace/repair the gas tank. I'm looking at around $1500-2000.
For a fuel tank? Yikes! Ya man, if you can swing a new rig and aren't afraid to get hosed on your trade in it is probably time to move on down the line!
Mr. Hick is offline   Reply With Quote
Reply

  mcarterbrown.com » General » Off-Topic » Money and Finance

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Forum Jump


All times are GMT -4. The time now is 06:04 AM.


Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO
© MCB Network LLC