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Money and Finance Because you have to save money to spend it on new paintball stuff!

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Old 08-05-2013, 02:59 PM   #1 (permalink)
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Oh happy day - Credit Card Paid off

I swore I wasn't going to run it up, but there were some items we had to get for the house, etc.

Well, once again, the CC is all paid off... Even a negative balance now!

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Quite happy about that, and I need to remember that getting "points" on a card isn't an excuse to use it when I don't need too...

My goal for the rest of the year is to keep it at 0 every month. (it goes up some due to auto payments, but they are easily paid off).

No more big purchases this year.
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Old 08-05-2013, 03:03 PM   #2 (permalink)
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Congrats - always nice to have a heavy load lifted
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Old 08-05-2013, 03:09 PM   #3 (permalink)
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It's a great feeling. I paid off my car a few months ago and my wife and I have been debt free since. We use our cards for nearly all of our purchases, but pay them off every month. It's easier/safer than carrying cash, and if the card gets stolen, you have more protection than with debit.
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Old 08-05-2013, 03:12 PM   #4 (permalink)
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Old 08-05-2013, 11:21 PM   #5 (permalink)
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Good work. Since you're on a roll, pay off mine now.
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Old 08-06-2013, 04:56 AM   #6 (permalink)
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Old 08-06-2013, 06:40 AM   #7 (permalink)
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Old 08-06-2013, 08:22 AM   #8 (permalink)
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Please post a better screenshot showing your credit card number as well

That's one thing I swore to never do, get a credit card. If I cant pay cash for it I don't need it and worst case if I REALLY need money I'll borrow it from my bank.
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Old 08-06-2013, 05:16 PM   #9 (permalink)
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A lot of years ago I had awful credit card spending habits. I've fortunately learned better.

Now, I tend to only use a credit card for car rentals (free rental insurance) and major purchases where I want the warranty period extended. (example: TV, appliances - the credit card doubles the manufacturer warranty)
QFT. I used to find I was hitting my limit when I first got my card almost all the time (only $700 to start with) Now over the past 3 years it's been Upgraded to 3200 and as of right now I owe $-0.61. Feels great to pay it off and have a couple G's in the bank. Feel fairly stable at the moment.
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Old 08-06-2013, 08:09 PM   #10 (permalink)
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Awesome man! I have $1,635.70 to go and then I am debt free, minus my car payments. I can't wait to get these damn things paid off, it'll be so nice to have a few less things to worry about. I'm paying one of the cards in full this week just to be done with it. It's going in the safe for emergencies only once that is said and done.
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