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Old 12-18-2012, 03:16 PM   #11 (permalink)
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Who's your insurance company? Some will pay you the depreciated value on the product. Others will pay for replacement value. I had to purchase a new camera to get the full amount from the insurance.
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Old 12-18-2012, 03:36 PM   #12 (permalink)
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Quote:
Originally Posted by Falcon16 View Post
Well if they say it's covered and you can bring in estimates for replacement I don't see how they can screw you over. Best way to go about it is to look around and find the best deals so that you can get re setup and if they have to pay out less to cover the loss then they'll be more likely to not kick up a fuss about it. With that said my aunt used to work in the industry I can ask her if you like and I'm in Canada too so what she could tell me would be applicable to your situation rather than a guess

basically in my email she said:

"The home insurance will cover it, less the deductible.
I can make a claim on your behalf just need a few details.
brief description
approx value
time
place
and police report number."

Sent all the info I had over to her, but did not know if I should have put the price i paid for everything or the aprox. value new.
I had asked her and she did not answer it.

thanks for the help but I think i am covered for now
and good point I am gonna getting a few more quotes from company's before responding back to her, have to cover all my bases.
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Old 12-18-2012, 04:16 PM   #13 (permalink)
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I wouldn't try and approximate value based on depriciation it is too difficult to actively do that. Only way you might do that is by looking at places like B&H that sell used gear. If you were willing to take your setup as a pre owned instead of replacing with all new I'd suspect you might have an easier time of it. Though shop around maybe you'll find a great deal and can replace with all new gear
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Originally Posted by ApoC_101 View Post
Pump paintball is cheaper than any drug habit I've ever heard of.
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Old 12-28-2012, 02:54 PM   #14 (permalink)
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I received my camera gear back today!

the guy that jumped me got spooked (?speculation?) and ditched my bag
in a bush and a VERY nice lady returned it today.

Best day EVER!
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Old 12-28-2012, 03:20 PM   #15 (permalink)
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Good to hear you got your gear back. I hope it was in the same condition you remember
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Quote:
Originally Posted by ApoC_101 View Post
Pump paintball is cheaper than any drug habit I've ever heard of.
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Old 12-28-2012, 04:06 PM   #16 (permalink)
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well he took my lens baby with double glass insert......for some reason
but did not take the 70-200 or 24-105.....?

confused as hell...but screw it
I have everything else

deductible is around $500 so the other lens is a right off
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Old 12-28-2012, 05:30 PM   #17 (permalink)
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well at least a lensbaby is cheap to replace
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Quote:
Originally Posted by ApoC_101 View Post
Pump paintball is cheaper than any drug habit I've ever heard of.
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Old 12-28-2012, 05:39 PM   #18 (permalink)
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Did you get your iPad back?
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Old 01-02-2013, 01:21 PM   #19 (permalink)
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yup ipad back

I bought a 40mm STM for the lens baby replacement lol
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Old 01-02-2013, 01:41 PM   #20 (permalink)
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lol sounds like a great replacement idea
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Quote:
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Pump paintball is cheaper than any drug habit I've ever heard of.
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