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Money and Finance Because you have to save money to spend it on new paintball stuff! |
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![]() | #11 (permalink) | |
migrant bomb picking.... Join Date: Sep 2011 | Quote: Cash is king. Carter - I generally try to keep enough cash that I could pay the bills and buy a pile of ramen noodles if it got really ugly. The trick to not spending it is to make it disappear. I may have a little better discipline with my cash than most due to the fact that I have had a "rainy day" cash pile since I was a kid, and have been dealing in mostly cash transactions whenever possible since then as well. | |
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![]() | #12 (permalink) | |
I Am The Admin | Quote:
Those things are dead... I agree with you on the cash amount. I figure enough for bills and emergency. It may seem like too much, but we're basically trying to plan for things you can't plan for. | |
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![]() | #13 (permalink) | |
migrant bomb picking.... Join Date: Sep 2011 | Quote:
Agreed. I wouldn't keep enough cash in the house that you would be completely SOL if you were robbed/fire/natural disaster. However, cash is fairly easy to hide and very easy to remember. | |
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![]() | #14 (permalink) |
Just Some Guy Join Date: Apr 2006 Location: Livonia, MI |
I pay cash for pretty much everything so always have several hundred either on me or with me. I keep about $500 locked up at home, always in small bills. I figure if the power goes out for several days I am going to need to have change available because the store won't be able to get change from the bank. I don't worry about having cash for the mortgage payment, I have that in the bank and I figure anything serious enough to prevent me from getting money from the bank will be serious enough to give the mortgage company trouble finding me. |
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![]() | #15 (permalink) | |
migrant bomb picking.... Join Date: Sep 2011 | Quote:
I live far enough out from the major metropolitan area's that I can still take cash down to the local farmer and buy a SIGNIFICANT amount of food for the price. I'm not talking about keeping cash to pay my cell phone bill. I'm talking about when SHTF and I need to eat or die, stay warm or die. That type of situation. | |
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![]() | #16 (permalink) |
Mr. Hoity Toity Join Date: Jan 2012 Location: MD | Home heating fuel? Around here we call that firewood. A decent axe, 2 man crosscut saw and a splitting maul and you get warm when you collect it as well as when you burn it.
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![]() | #17 (permalink) | |
migrant bomb picking.... Join Date: Sep 2011 | Quote:
Any time you have a situation that requires a "trained" professional to come and do you can get away with making a deal with cash. Uncle Sugar is the deciding figure on cost. Cash is king for making sure he doesn't find out. | |
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![]() | #18 (permalink) |
Post Whore Join Date: Feb 2011 Location: PEI, Canada |
I really don't think there can be a very hard and fast number to this. Everyone is going to vary a little in what they need, could use, and can have on hand. If you are young, just getting started in life, and can barely scrape together a few thousand in savings right this minute, then planning to have 90% of that as cash in your hand might not be the smoothest idea. Its not exactly insured in most cases, so if someone robs you blind or your place goes up in smoke, then you're left in a tricky spot. The nature of the community you're in, and the spirit of the people you deal with will also impact that amount. How willing are people to let things slide a day or two? How trusting are they? Can you walk into a local store, sign your name at the bottom of a slip, and have no one bat an eye at the idea that you'll be back at the end of the week to settle up? And don't forget the ultimate in important issues: If you can't use your plastic, are you even going to be able to use cash for it? Last summer I was up at the mall, passed the kiosk for my internet provider, and remembered that I was going to have to pay my bill sometime that week. I had the paper bill in hand, full payment in cash right down to proper change, but their power was out. They couldn't do anything for me and were waiting for someone to fix it. I've gone to pay for meals after eating when the power went out, and gotten rather blank stares from the young staff. Not a clue how to properly calculate tax on it, no confidence to get the math right in their head, and no way to open the till so they had a reasonably secure way to store the cash me and the other customers were going to give them. Not to mention the several places with a fully automated 'print on demand' billing system: Power outage means they didn't even have a clue what my order was anymore, let alone how much it was suppose to cost me. |
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![]() | #19 (permalink) | |
THE Green Modster |
I generally have $30-$50 cash on me financially we aren't in a position right now to have a big slush fund of cash, and anything in the savings. Even though I'm not all that ancient, I'm oldschool enough to know exactly where my checkbook is should I need it. I know some places won't accept checks any more but I've lived in this area long enough that I can get what I need at the local stores with checks if it comes to it.
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Master Jar Jar | |
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