Originally Posted by travis1581
There are ways around "having" to have a card with most hotel chains, or simply buy a gift card sponsored by one of the CC companies. IME, many of the chains have membership programs you can sign up for and alleviate most of those issues. TBH, the biggest issue I have come across is renting a car without a "credit" card. Still, easy enough to solve. Also, keep in mind that a "debit" card, which can be used for all of the above, is not a "credit" card. My bank offers me the same/similar protections from theft as a CC, even better in most cases. I use a small privately owned bank and the fraud dept for them is on "fleek".
I haven't had a credit card in over 20 years and have not had any issue I could not solve without it, particularly with the advent of Paypal. Love it!