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Old 06-05-2019, 07:37 AM   #1 (permalink)
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PMI

Called our Mortgage company and talked them into taking the PMI off my loan. Pretty excited about that.


Now it's just a matter of talking to the wife and figuring out if we are better off investing the approximately $75 a month or just keep paying the same amount we have been. Putting the extra money towards paying off the Mortgage quicker.
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Old 06-05-2019, 07:48 AM   #2 (permalink)
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PMI does nothing for you really only protects the mortgage company. Dump PMI the moment you can and if you can just add it to principle great. Make sure any overage in your payment is specified to go toward principle. Most mortgage companies will default put it against interest if you do not specify.
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Old 06-05-2019, 07:48 AM   #3 (permalink)
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One nice thing about letting the government make choices for me for a few years I have been able to use the VA loan and have never paid PMI.
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